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Texas Refinance Calculator

Estimate your new monthly payment after refinancing your Texas home loan. Check if a rate-and-term refinance saves you money, or run the numbers for a Texas Section 50(a)(6) cash-out refinance.

Texas Edition

Refinance Calculator

Est. Monthly Savings

+$563

Current Mortgage

Current Bal.

Current Rate

Total Mo. Pmt

New Refinance Scenario

New Rate

Term

Cash-Out Amount

TX Property Setup

Annual Taxes

Annual Ins.

Closing Costs

Roll costs into loan

The Verdict

Current Total Payment$2,800

New Total Payment$2,237

New Financed Loan

$305,000

Est. Break-Even

9 Months

Time to recover closing costs

New Payment Setup

Principal & Interest (5%)$1,637

TX Taxes (500/mo)$500

Insurance (100/mo)$100